Money problems and unmanageable debt can happen to anyone - we understand! You're starting to get on top of things, but then the car breaks down... and the kids need money for school camp. Now the power bill is overdue. So, you take out a loan (and then ANOTHER loan...). 

Here are 10 reasons to take the first step:

10. It's FREE and confidential. Don't leave home - we'll come to you!

9. The pressure starts to come off from the first phone call - you're not alone!

8. We'll listen to see how we can help you to do the best for you, your family or your kids.

7. We'll build a liveable budget that puts you and your family’s needs FIRST.

6. A liveable budget means you'll have money for healthy food and essential bills like rent.

5. CAP negotiates with creditors, meaning less hassle from debt collectors and money lenders.

4. Make one regular payment and CAP will distribute it between your creditors.

3. You'll have an expert advisor with long-term support.

2. We provide insolvency services for free if needed.

1. Our friendly team will walk with you until you go debt free.